• Personal Account Services
  • Online Banking
  • Overdraft Privilege
  • OOPS Protection
  • Phone Banking
  • Debit Cards
  • Safe Deposit Box
• Business Account Services
• Online Banking
• Automated Payment Services
• Visa/MC Merchant Services
• Online Check Ordering

The Fountain Trust Company combines traditional banking services along with new and innovative banking products. Our goal is to provide the services you need to make banking simple and convenient.

• Online Banking
• Overdraft Privilege
• OOPS Protection
• Phone Banking
• Debit Cards
• Safe Deposit Box

All customers have unlimited access to our secure online banking free of charge. You can do all of your banking whenever you want from anywhere in the world. We provide the cutting-edge technology to make your life more convenient.

• Check your account balances
• View your checks that have been paid
• Download account information
• View your account activity
• Transfer between accounts

Click here to sign up – all you need is your account number and password.

Overdraft Privilege is a program that allows The Fountain Trust Company to pay your checks if you overdraw your account. With Overdraft Privilege, you do not have to worry about your checks bouncing or having to deal with a returned check due to a mistake in your bookkeeping or forgetting to cover a check. We will pay them for you and save you any embarrassment or inconvenience.

• Free, fast, and convenient
• Saves embarrassment of picking up returned checks from merchants
• Provides peace of mind that checks will be paid

With OOPS Protection, The Fountain Trust Company will transfer funds from one of your other accounts to cover the occasional overdraft that you might incur. This is a great way to avoid NSF charges.

• Automatic transfers between accounts
• Transfers in $100.00 increments
• $2.00 per month fee
• $5.00 automatically deducted from your account each day we transfer funds
• Standard NSF fee will apply if $100.00 is not available for the transfer

Our Phone Banking system is another easy way to do your banking when you do not have access to a computer.

• Verify account balances
• Check to see if a transaction has been processed
• Verify deposits
• Pay loans
• Transfer funds between your accounts

Using a Debit Card gives you unlimited access to your accounts day or night. You can use our debit cards at any ATM worldwide to obtain cash or at any point of sale worldwide.

• 24-hour ATM access to your accounts worldwide
• 24-hour point of sale access to your accounts worldwide
• No fees for point-of-sale transactions
• $1.00 transaction fee for ATM use that is not at a Fountain Trust ATM

A Safe Deposit Box is the perfect place to keep anything that is valuable to you. Our vaults are fireproof and provide a safe haven for your most precious items that cannot be replaced. Our safe deposit boxes are the safest place possible for your valuables.

• Keeps your valuable and personal information safe and secure
• Sizes range from 3”x5” to 10”x10”
• Prices vary from $10.00 to $60.00 per year
• Discounts if you pay by automatic debit from your account

We know time is money in business, and it is our goal to save you both by offering state- of-the-art business tools. From electronic payroll to electronic payment processing, we provide the services your business needs.

• Online Banking
• Automated Payment Services
• Visa/MC Merchant Services

All customers have free access to our secure online banking free of charge. You can do all of your banking whenever you want from anywhere in the world. We provide the cutting-edge technology to make your life more convenient.

• Check your account balances
• View your checks that have been paid
• Download account information
• View your account activity
• Transfer between accounts

Click HERE to sign up – all you need is your account number and password

Our automated payment services are provided by Automated Payments, Inc., a subsidiary of The Fountain Trust Company. Automated Payments makes your life easier with cutting-edge technology.

Automated Payments

The Fountain Trust Company offers complete payment processing solutions for small-and medium-size businesses through its subsidiary, Automated Payments, Inc. Our automated payment services include payment processing, ACH direct deposit, ACH direct payment and merchant credit card processing. Let us take care of your payment processing needs so you can take care of business.

Payment Processing

Let us take care of your payment processing for you so that you can utilize your staff for other business needs. We provide complete and accurate processing of your billings.

• Allows you to utilize your staff for other business needs
• We balance transactions multiple times daily and send the file to you
• Deposits are immediately posted to your account
• With imaging, we will provide you with a disk of all payments posted to your account for easy reference

ACH Services

Using ACH is a great way to save your company time and money. Direct deposit of payroll is more convenient for both the company and its employees. It saves your company time in preparing payroll, and it saves the employee a trip to the bank. Direct payments are also a more certain way to get paid. Since the payment is automatically deducted from the customer’s account, you no longer have to call the customer to get paid.

• Batch processing versus single-check processing
• Funds received faster in your business account from vendors through direct payments
• Increases your company’s efficiency
• Lowers your cost

At The Fountain Trust Company, we realize that small businesses face enough challenges. Merchant services allow us to take care of payment processing for you, which allows you to take care of business.

• Easy payment processing
• Experienced and reliable customer care
• Necessary for retail business