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The Fountain Trust Company offers a variety of checking accounts to meet the needs of every customer. Whether you are looking for free checking or an interest bearing account, we have the right account for you.

 



Free Checking

Our Free Checking account values your time and energy as much as it does your money. This account is perfect for people who want unlimited check writing, no minimum balance requirements, and no monthly fees. Our Free Checking is completely free. There are no hidden charges.

  • $50 minimum opening deposit
  • Unlimited check-writing
  • No minimum balance requirement
  • 50 free checks
  • Free debit card (upon qualification)
  • NSF fee $28.75


Regular Checking

Our Regular Checking account is the traditional checking account. It is for people who need unlimited account access, unlimited teller access, and check images with their monthly statement.

  • $50 minimum opening deposit
  • Unlimited check-writing
  • No service charge on accounts with average daily balances over $400.00
  • 50 free checks
  • Free debit card (upon qualification)
  • NSF fee $25.25


NOW Account

Our NOW Account is for people who want to have it all. It allows people to have their money work for them, while keeping our tradition of unlimited teller and account access.

  • $1,500.00 minimum balance requirement
  • Interest bearing
  • Unlimited check-writing
  • 50 free checks
  • Free debit card (upon qualification)
  • $15.00 fee if daily average balance falls below minimum requirement
  • NSF fee $25.25


Fountain Fund

Our Fountain Fund account is specially designed for people who write a limited number of checks but still want an interest bearing account. This account still allows unlimited teller and account access.

  • $2,500.00 minimum balance
  • $15.00 fee if average daily balance falls below minimum requirement
  • Limit of 6 transactions per month; only 3 of which can be by check


Gateway Club

Our Gateway Club account is an elite club that provides members with discounts on bank services, accidental death insurance and opportunities to attend Gateway trips and gatherings.

  • Free Gateway checks
  • 50% discount on any size safe deposit box up to 5”x10”
  • $10,000.00 accidental death insurance coverage
  • Organized Gateway trips and gatherings
  • Available to NOW account customers


Young Investor Checking

Our Young Investor Checking account is specifically designed to meet the needs of students. This account has special rates on overdrafts and checks to satisfy a student’s budget. This account makes banking easy, so students can focus on school rather than business.

  • Must be under 22 years of age
  • $25.00 minimum opening deposit
  • No monthly service charge
  • No minimum balance requirement
  • 50 free checks
  • Free debit card upon qualification
  • NSF fee $8.00
  • Discounted Checks


Fresh Start Checking

Our Fresh Start Checking account helps provide a fresh start to people who have had banking challenges in the past.

  • $50 minimum opening deposit
  • Monthly maintenance fee of $7.99 with direct deposit or $9.91 without direct deposit
  • 50 free checks
  • ATM card after 30 days (upon request) if account has stayed positive for 30 days or more
  • After 18 months without any over drafts, customer can request a Regular or Free Checking account
  • NSF fee $28.75

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