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The Pipes & Drums of Fountain Trust

Young people are important to us at The Fountain Trust Company, because they are the world’s future investors. Our accounts are specifically designed to teach young people to manage their finances responsibly.



Young Investor Checking

Our Young Investor Checking account is specifically designed to meet the needs of students. This account has special rates on overdrafts and checks to satisfy a student’s budget. This account makes banking easy, so students can focus on school rather than business.

  • Must be under 22 years of age
  • $25.00 minimum opening deposit
  • No monthly service charge
  • No minimum balance requirement
  • 50 free checks
  • Free debit card
  • NSF fee $8.00
  • Young Investor checks only $10.00 per box

Young Investor Savings and Certificates of Deposit

It is never too early to start saving. Young Investor Savings and CD’s are the perfect way to start saving today for the things that you need in the future. Whether you need to save for your first car or college, these accounts will make your money grow.

  • Must be under 22 years of age
  • $25.00 minimum initial deposit for savings
  • $100.00 minimum deposit for 182-day CD

OOPS Protection

We know that it is hard to keep track of everything when you get your first checking account, so we created OOPS Protection to help you out. This plan helps cover the checks that you forget to write down by automatically transferring money from your savings account when your checking account runs out of money.

  • Must be under 22 years of age
  • Must have a savings account
  • No transfer fees
  • Transfers money from your savings account to your checking account in $25.00 increments

Young Investor Loans

Our Young Investor Loans allow young people to get things that they need when a regular loan does not fit their needs. If you need a starter car, computer equipment, a motorcycle, an ATV, or anything else, a Young Investor Loan is the perfect fit. The Fountain Trust Company developed the Young Investor Loan Program to make your first loan painless and easy to understand.

  • No minimum amount for the loan
  • Must be under 22 years of age and have your own means of repayment
  • Qualified co-signer required such as your parents or another guarantor

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