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Personal Online Banking
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Checking

Pursue what makes you happy with a checking account that gets you there. 

Discover no-hassle banking with our selection of checking accounts. 
 

Every personal checking account includes: 

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay*
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images or FREE paper statements
  • FREE Thank you gift
  • Buy back of your unused checks and debit cards from another financial institution, up to $10
     
  Simply Free Checking 50+ Interest Checking Direct Interest Checking Platinum Interest Checking
Minimum Opening
Deposit
$50.00 $50.00 $50.00 $50.00
Minimum Daily Balance
(to avoid a monthly service fee)
$0.00 $0.00 $0.00 $1,500.00
Monthly Service Fee $0.00 $0.00 $0.00 $6.00
Interest Bearing No Yes Yes Yes
  More More More More

Simply Free Checking

A free account for everyone

  • No minimum balance
  • No monthly service charge

50+ Interest Checking

A perfect account for customers 50 and over

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment

  • Competitive interest
  • No minimum balance
  • No monthly service charge

Platinum Interest Checking

An account for those interested in higher interest

  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500 
  • Only $6 monthly charge if minimum balance falls below $1,500

 

*You must be 18 years or older to enroll in Online Bill Pay.

Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. When opening a new checking account, The Fountain Trust Company will purchase your unused checks and debit cards from another financial institution, up to $10. Incentive given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.