Student Services

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Young people are the world’s future investors. We understand that at The Fountain Trust Company and think that’s pretty important. Our student service accounts are specifically designed to teach young people to manage their finances responsibly. Contact us today for more information.

  Student Checking Student Savings
Minimum Opening Balance $25.00 $25.00
Minimum Balance
(to avoid service fee)
N/A N/A
Monthly Service Fee N/A N/A
Check Writing There is no fee for the first five (5) paper checks posted to the account during a statement cycle. 1 N/A
Debit Card x N/A
eStatement x x
Paper Statement $5 paper statement fee  x
Interest Bearing No Yes
Online Bill Pay x N/A
Mobile Deposit  x N/A
  More More

1. $1 fee for each additional paper check (over 5) posted to the account during the statement cycle.


Student Checking

Our Student Checking account is specifically designed to meet the needs of students. This account has special rates on overdrafts and checks to satisfy a student’s budget. We want to make banking easy, so students can focus on school rather than business.

Get great benefits from our Student Checking:

No monthly fee; No minimum balance

Student must be under 22 years of age. 

Student Savings

It is never too early to start saving. Student Savings is the perfect way for students to prepare for the future. Whether you need to save for your first car or college, this account will make your money grow.

Get great benefits from our Student Savings:

No monthly fee; No minimum balance

Student must be under 22 years of age. Once age limit is exceeded, account will roll into Statement Savings.
Interest is compounded quarterly.

OOPS Protection

We know that it is hard to keep track of everything when you get your first checking account, so we created OOPS Protection to help you out. This plan helps cover you by automatically transferring money from your savings account when your checking account runs out of money.

The OOPS Protection is not available to all customers. If and when the consumer qualifies for OOPS Protection, the consumer is notified of the services and provided the appropriate disclosures at that time.

Contact our Banking Center location nearest you for more information.