Careers
Join the Team
The Fountain Trust Company is a fourth-generation, family-owned bank with 20 locations across Indiana and eastern Illinois. Since its founding in 1903, The Fountain Trust Company has established itself as a reliable, trustworthy place to both bank and work. We are always seeking hard working candidates with passion to serve their community to join our team.
If The Fountain Trust Company sounds like a good fit for you, check out our available positions below:
1. Loan Processor
Location: Any Branch Location (Based on Available Office Space)
Job Type: Full-Time
Job Type: Full-Time
What You'll Do:
What We're Looking For:
What You Need to Succeed:
• Loan Application Review: Perform thorough evaluations of incoming loan applications to ensure accuracy and completeness.
• Documentation Collection: Gather and review required documentation to support loan approval decisions.
• Borrower Verification: Verify borrower identity, review credit history, and assess financial qualifications.
• Compliance Adherence: Follow underwriting guidelines in accordance with federal laws, regulations, and company policies.
• Communication: Collaborate with loan officers, borrowers, and third parties to collect and provide necessary loan information.
• Third-Party Coordination: Request and obtain required information from third parties, including realtors, title companies, and other stakeholders.
• Document Preparation: Generate and deliver required disclosures and loan documents in compliance with CFPB and TRID regulations.
• Closing Coordination: Prepare loan files for closing and coordinate scheduling with all involved parties.
• Post-Closing Review: Review completed loan documents to ensure accuracy and proper execution.
• Loan Funding & Boarding: Process loan funding and ensure proper system boarding after closing.
• Confidentiality: Maintain customer confidence by safeguarding sensitive and confidential information.
• Other Duties: Perform additional tasks and responsibilities as assigned by management.
• Documentation Collection: Gather and review required documentation to support loan approval decisions.
• Borrower Verification: Verify borrower identity, review credit history, and assess financial qualifications.
• Compliance Adherence: Follow underwriting guidelines in accordance with federal laws, regulations, and company policies.
• Communication: Collaborate with loan officers, borrowers, and third parties to collect and provide necessary loan information.
• Third-Party Coordination: Request and obtain required information from third parties, including realtors, title companies, and other stakeholders.
• Document Preparation: Generate and deliver required disclosures and loan documents in compliance with CFPB and TRID regulations.
• Closing Coordination: Prepare loan files for closing and coordinate scheduling with all involved parties.
• Post-Closing Review: Review completed loan documents to ensure accuracy and proper execution.
• Loan Funding & Boarding: Process loan funding and ensure proper system boarding after closing.
• Confidentiality: Maintain customer confidence by safeguarding sensitive and confidential information.
• Other Duties: Perform additional tasks and responsibilities as assigned by management.
What We're Looking For:
• Communication Skills: Strong verbal and written communication skills with the ability to effectively interact with customers and team members.
• Attention to Detail: High level of accuracy and attention to detail in reviewing financial and legal documents.
• Analytical Skills: Ability to analyze financial information and perform accurate calculations.
• Multi-tasking: Ability to manage multiple priorities and adapt in a fast-paced environment.
• Technology Proficiency: Proficiency with Microsoft Office Suite, email, and internet-based systems.
• Teamwork: Ability to work both independently and collaboratively within a team environment.
• Time Management: Ability to meet deadlines and work efficiently under pressure.
• Attention to Detail: High level of accuracy and attention to detail in reviewing financial and legal documents.
• Analytical Skills: Ability to analyze financial information and perform accurate calculations.
• Multi-tasking: Ability to manage multiple priorities and adapt in a fast-paced environment.
• Technology Proficiency: Proficiency with Microsoft Office Suite, email, and internet-based systems.
• Teamwork: Ability to work both independently and collaboratively within a team environment.
• Time Management: Ability to meet deadlines and work efficiently under pressure.
What You Need to Succeed:
• Education: Bachelor’s degree preferred; background in finance, economics, or a related field may be considered.
• Experience: Experience reviewing financial, mortgage, or legal documentation preferred.
• Experience: Experience reviewing financial, mortgage, or legal documentation preferred.
2. Loan Officer
Location: Covington, IndianaJob Type: Full-Time
Key Responsibilities:
• Build and maintain strong relationships with new and existing customers to drive business growth.
• Identify, assess, and understand the financial needs of prospective and current clients.
• Analyze creditworthiness and underwrite loan applications in accordance with bank policies.
• Recommend and structure loan products tailored to meet customer goals and financial situations.
• Consistently meet or exceed individual and team production and sales targets.
• Actively participate in team meetings, community events, and professional development opportunities.
• Develop, grow, and manage a high-quality, well-performing loan portfolio.
• Provide regular updates, insights, and feedback to management on pipeline activity and performance.
Qualifications and Skills:
• Demonstrated success in sales, banking, or financial services.
• Strong communication, negotiation, and relationship-building skills.
• Customer-first mindset with a genuine commitment to service excellence.
• Self-motivated with the ability to work both independently and collaboratively.
• Highly organized with strong time management skills and the ability to meet deadlines.
• Ability to analyze financial information and make sound lending decisions.
Education & Experience:
• Bachelor’s degree preferred; equivalent experience in banking, sales, or finance will be considered.
• Compensation will be commensurate with education, experience, and performance.
• Build and maintain strong relationships with new and existing customers to drive business growth.
• Identify, assess, and understand the financial needs of prospective and current clients.
• Analyze creditworthiness and underwrite loan applications in accordance with bank policies.
• Recommend and structure loan products tailored to meet customer goals and financial situations.
• Consistently meet or exceed individual and team production and sales targets.
• Actively participate in team meetings, community events, and professional development opportunities.
• Develop, grow, and manage a high-quality, well-performing loan portfolio.
• Provide regular updates, insights, and feedback to management on pipeline activity and performance.
Qualifications and Skills:
• Demonstrated success in sales, banking, or financial services.
• Strong communication, negotiation, and relationship-building skills.
• Customer-first mindset with a genuine commitment to service excellence.
• Self-motivated with the ability to work both independently and collaboratively.
• Highly organized with strong time management skills and the ability to meet deadlines.
• Ability to analyze financial information and make sound lending decisions.
Education & Experience:
• Bachelor’s degree preferred; equivalent experience in banking, sales, or finance will be considered.
• Compensation will be commensurate with education, experience, and performance.
3. Floating Retail Service Representative
Location: Montgomery & Parke Counties, Indiana
Job Type: Full-Time
Job Type: Full-Time
Key Responsibilities:
Required Skills and Qualifications:
• Customer Interaction: Greet customers warmly and provide a welcoming environment.
• Transaction Processing: Accurately process debit and credit transactions, ensuring all details are correct.
• Account Management: Open new accounts and assist customers in selecting the best services to meet their needs.
• Customer Support: Address and resolve customer inquiries or issues with professionalism and courtesy.
• Cash Handling: Maintain and balance cash drawers and vaults to ensure accuracy and security.
• Product Promotion: Actively promote and cross-sell bank products and services that align with customer needs.
• Compliance & Procedures: Follow all bank policies, procedures, and compliance regulations to ensure the safety and integrity of bank operations.
• Flexibility: Perform other duties as assigned by the branch lead, supporting various banking functions as needed.
• Transaction Processing: Accurately process debit and credit transactions, ensuring all details are correct.
• Account Management: Open new accounts and assist customers in selecting the best services to meet their needs.
• Customer Support: Address and resolve customer inquiries or issues with professionalism and courtesy.
• Cash Handling: Maintain and balance cash drawers and vaults to ensure accuracy and security.
• Product Promotion: Actively promote and cross-sell bank products and services that align with customer needs.
• Compliance & Procedures: Follow all bank policies, procedures, and compliance regulations to ensure the safety and integrity of bank operations.
• Flexibility: Perform other duties as assigned by the branch lead, supporting various banking functions as needed.
Required Skills and Qualifications:
• Customer-Centric: A positive and approachable attitude in all customer interactions.
• Strong Decision-Making: Ability to make thoughtful decisions in high-pressure situations.
• Attention to Detail: Meticulous in handling financial transactions and maintaining accurate records.
• Communication Skills: Excellent verbal and interpersonal skills for building relationships with customers and team members.
• Multi-tasking: Ability to efficiently handle multiple responsibilities simultaneously.
• Technology Proficiency: Basic computer skills for processing transactions and managing customer information.
• Strong Decision-Making: Ability to make thoughtful decisions in high-pressure situations.
• Attention to Detail: Meticulous in handling financial transactions and maintaining accurate records.
• Communication Skills: Excellent verbal and interpersonal skills for building relationships with customers and team members.
• Multi-tasking: Ability to efficiently handle multiple responsibilities simultaneously.
• Technology Proficiency: Basic computer skills for processing transactions and managing customer information.
• Physical Requirements: Ability to lift up to 40 lbs. when necessary.
• Travel: Must be able to travel between various branch locations as required.
• Travel: Must be able to travel between various branch locations as required.
Education & Experience:
• Preferred: Associate’s degree or equivalent education.
• Experience: Prior experience in customer service, retail, or cash handling is highly valued.
• Experience: Prior experience in customer service, retail, or cash handling is highly valued.
4. Floating Retail Service Representative
Location: Fountain & Warren Counties, Indiana
Job Type: Full-Time
Job Type: Full-Time
Key Responsibilities:
Required Skills and Qualifications:
• Customer Interaction: Greet customers warmly and provide a welcoming environment.
• Transaction Processing: Accurately process debit and credit transactions, ensuring all details are correct.
• Account Management: Open new accounts and assist customers in selecting the best services to meet their needs.
• Customer Support: Address and resolve customer inquiries or issues with professionalism and courtesy.
• Cash Handling: Maintain and balance cash drawers and vaults to ensure accuracy and security.
• Product Promotion: Actively promote and cross-sell bank products and services that align with customer needs.
• Compliance & Procedures: Follow all bank policies, procedures, and compliance regulations to ensure the safety and integrity of bank operations.
• Flexibility: Perform other duties as assigned by the branch lead, supporting various banking functions as needed.
• Transaction Processing: Accurately process debit and credit transactions, ensuring all details are correct.
• Account Management: Open new accounts and assist customers in selecting the best services to meet their needs.
• Customer Support: Address and resolve customer inquiries or issues with professionalism and courtesy.
• Cash Handling: Maintain and balance cash drawers and vaults to ensure accuracy and security.
• Product Promotion: Actively promote and cross-sell bank products and services that align with customer needs.
• Compliance & Procedures: Follow all bank policies, procedures, and compliance regulations to ensure the safety and integrity of bank operations.
• Flexibility: Perform other duties as assigned by the branch lead, supporting various banking functions as needed.
Required Skills and Qualifications:
• Customer-Centric: A positive and approachable attitude in all customer interactions.
• Strong Decision-Making: Ability to make thoughtful decisions in high-pressure situations.
• Attention to Detail: Meticulous in handling financial transactions and maintaining accurate records.
• Communication Skills: Excellent verbal and interpersonal skills for building relationships with customers and team members.
• Multi-tasking: Ability to efficiently handle multiple responsibilities simultaneously.
• Technology Proficiency: Basic computer skills for processing transactions and managing customer information.
• Strong Decision-Making: Ability to make thoughtful decisions in high-pressure situations.
• Attention to Detail: Meticulous in handling financial transactions and maintaining accurate records.
• Communication Skills: Excellent verbal and interpersonal skills for building relationships with customers and team members.
• Multi-tasking: Ability to efficiently handle multiple responsibilities simultaneously.
• Technology Proficiency: Basic computer skills for processing transactions and managing customer information.
• Physical Requirements: Ability to lift up to 40 lbs. when necessary.
• Travel: Must be able to travel between various branch locations as required.
• Travel: Must be able to travel between various branch locations as required.
Education & Experience:
• Preferred: Associate’s degree or equivalent education.
• Experience: Prior experience in customer service, retail, or cash handling is highly valued.
• Experience: Prior experience in customer service, retail, or cash handling is highly valued.
How to Apply:
Visit our careers website to apply.
Visit our careers website to apply.
Why Join Us?
At The Fountain Trust Company, we value integrity, community, and a customer-first mindset. By joining our team, you'll have the opportunity to grow professionally within a supportive, customer-focused organization. We offer competitive compensation, opportunities for career advancement, and the chance to make a real impact in the communities we serve. If you're ready to help make a difference and contribute to the success of a trusted community bank, apply today!
The Fountain Trust Company is an Equal Opportunity Employer.
