Careers
Join the Team
The Fountain Trust Company is a fourth-generation, family-owned bank with a footprint in west central Indiana that stretches as far north as Monticello and as far south as Rockville. Since its founding in 1903, The Fountain Trust Company has established itself as a reliable, trustworthy place to both bank and work. We are always seeking hard working candidates with passion to serve their community to join our team.
If The Fountain Trust Company sounds like a good fit for you, check out our available positions below:
1. Loan Processor
Posted: 10/20/2021
Position: Full-time
Location: Any bank location
Position: Full-time
Location: Any bank location
Essential Duties and Responsibilities
- Perform a thorough evaluation of incoming loan applications
- Follow the proper procedures for the specific loan type (consumer installment, consumer mortgage, commercial mortgage, agriculture)
- Collect the necessary documentation required to ensure loan approval
- Verify identification, check credit history, and assess the financial situation of the borrower/s
- Follow underwriting guidelines per federal laws, regulations, and company policies
- Communicate with loan officers and borrower collecting and providing information for the loan
- Request and obtain third party information needed throughout the origination process
- Work with realtors, title companies and other third parties gathering information and answering questions related to the loan
- Generate and send required documents to the borrower, such as preliminary and final closing documents and other disclosures within the CFPB compliance guidelines & TRID regulations
- Prepare all documents for loan closing and schedule loan closing with all parties
- Review all documents after closing to ensure all documents were completed and signed correctly
- Fund the loan and generate the loan input form after closing
- Maintain customer confidence by keeping information private and confidential
- Perform additional duties and special projects as assigned
Skills Required
- Excellent verbal and written communication skills
- Strong work-ethic and attention to detail
- Advanced ability to accurately calculate numbers and perform analytical analysis
- Strong multi-tasking abilities with capability to reprioritize duties throughout the day
- Self-motivated with the personal drive to achieve tasks
- High level of proficiency with E-mail, Microsoft Office Suite, and Internet
- Ability to work well in a team environment or independently
- Ability to work under pressure to meet certain deadlines
- Ability to provide excellent customer service over the phone
Education and Experience
- Bachelor’s degree preferred. Background in finance, economics, or related field may be considered
- Experience reviewing financial, mortgage and legal documentation are a plus
- Compensation will vary depending on education and experience
How to Apply
Email resumes to Allison Alexander at aalexander@fountaintrust.com.
2. Floating Bank Teller
Posted: 10/12/2021
Position: Full-time
Location: Tippecanoe/White County
Position: Full-time
Location: Tippecanoe/White County
3. Bookkeeper
Posted: 10/5/2021
Position: Full-time
Position: Full-time
Location: Covington
Essential Duties and Responsibilities
- Balancing teller transactions through proof operations
- Customer service via phone and in person, including balancing checkbooks
- Ability to learn multiple computer software/systems
- Working with several departments to decision rejected items and make corrections
- Decision overdraft/return items
- Closing of delinquent checking accounts
- Garnishments/Levies/Child Support/IRS Summons/Subpoenas
- Remittance Processing
- Document Imaging indexing
- Statement/Notice production and mailings
- Perform additional duties and special projects as assigned.
Skills Required
- Strong decision-making skills
- Strong work-ethic and attention to detail
- Strong multi-tasking abilities with capability to reprioritize duties throughout the day
- Ability to work in a team environment or independently on projects
- Excellent verbal and written communication and interpersonal skills
- Ability to work independently and under pressure to meet certain deadlines
Requirements
Associates/Bachelor’s degree preferred. Related experience and equivalent education may also be accepted. Prior office operations and customer service experience are a plus. Compensation will vary depending on education and experience.
How to Apply
Email resumes to Allison Alexander at aalexander@fountaintrust.com.
4. Loan Officer
Posted: 9/17/2021
Position: Full-time
Location: Covington, IN
Essential Duties and Responsibilities
- Call on new and existing customers
- Evaluate needs of potential customers
- Underwrite and analyze potential business
- Build productive, long-lasting relationships
- Meet personal and team sales targets
- Attend meetings, sales events and training
- Maintain and expand client base
- Report and provide feedback to management
Skills Required
- Proven sales experience
- Strong communication, negotiation and interpersonal skills
- Self-motivated, driven and efficient
- Ability to work well independently or in a team environment o
- Ability to work under pressure to meet certain deadlines
- Ability to provide excellent customer service
Education and Experience
- Bachelor’s degree required. Related banking or sales experience may also be accepted.
- Compensation will vary depending on education and experience.
How to Apply
Email resumes to Allison Alexander at aalexander@fountaintrust.com.
5. Loan Operations Representative
Posted: 9/17/2021
Position: Full-time
Location: Covington, IN
Essential Duties and Responsibilities
- Answer customer loan inquiries timely and accurately
- Assist bank staff and customers with loan transactions
- Input loans in loan tracking system and keep it up to date
- Ensure that loans follow established work flow processes and procedures
- Order and review appraisals
- Approve checks for loan closings
- Manage escrow accounts including the input and tracking of auto and homeowner’s insurance
- Oversee the servicing of secondary market loans
- Assist with the tracking of required loan documentation
- Scan and image loan files
- Adhere to all applicable federal laws, regulations, and company policies
- Maintain customer confidence by keeping information private and confidential
- Perform additional duties and special projects as assigned
Skills Required
- Strong work-ethic and attention to detail
- Advanced ability to accurately calculate numbers and perform analytical analysis
- Strong multi-tasking abilities with capability to reprioritize duties throughout the day
- Self-motivated with the personal drive to achieve tasks
- High level of proficiency with E-mail, Microsoft Office Suite, and Internet
- Ability to work well in a team environment or independently
- Ability to work under pressure to meet certain deadlines
- Ability to provide excellent customer service over the phone
Education and Experience
- Associates/Bachelor’s degree preferred. Related loan, finance, or accounting experience may also be accepted.
- Compensation will vary depending on education and experience.
How to Apply
Email resumes to Allison Alexander at aalexander@fountaintrust.com.
6. Loan Review Analyst
Posted: 8/25/2021
Position: Full-time
Location: Any of our bank locations
Essential Duties and Responsibilities
- Review consumer and commercial loans for quality and compliance
- Analyze financial statements and tax returns
- Verify perfection of loan collateral and ensure property liens
- Review loan files for compliance on banking regulations
- Prepare monthly compliance reports
- Collect, input and submit data for HMDA compliance
- Perform and report HMDA audits
- Review Freddie Mac loans to ensure quality control guidelines are met
- Review loan closing documents to certify all requirements are complete
- Send collection notices to customers
- Communicate with loan officers and borrowers on past due loans
- Maintain customer confidence by keeping information private and confidential
- Perform additional duties and special projects as assigned
Skills Required
- Strong work-ethic and attention to detail
- Excellent verbal and written communication and interpersonal skills
- Advanced ability to accurately calculate numbers and perform analytical analysis
- Ability to organize and prioritize work assignments and projects
- Ability to multi-task in a fast-paced environment
- Self-motivated with the personal drive to achieve tasks
- Proficient in the use of Microsoft Office
- Ability to work well in a team environment or independently
- Ability to work under pressure to meet certain deadlines
Education and Experience
- Associates/Bachelor’s degree preferred. Related loan, finance, or accounting experience may also be accepted.
- Compensation will vary depending on education and experience.
7. Data Center Specialist
Posted: 8/25/2021
Position: Full-time
Location: Covington, IN
Essential Duties and Responsibilities
- Process daily transaction files
- Provide excellent customer service
- Review customer accounts and monitor reports
- Monitor and report fraudulent account activity
- Data entry and auditing of daily work
- Cross train within all functions of the department
- Show the desire to lead and challenge yourself to grow within the department
- Work with team members to provide support and guidance to meet the department’s objectives
- Provide additional support to the Datacenter Manager as needed
- Perform necessary updates and backups as needed for banking applications
- Perform additional duties and special projects as assigned
Skills Required
- Ability to work multiple computer systems and software solutions
- Excel in a team environment
- Ability to multi-task in a fast-paced environment
- Strong decision-making skills
- Strong work-ethic and attention to detail
- Excellent verbal and written communication and interpersonal skills
- Proficient in the use of Microsoft Office
- Self-motivated and ability to organize and prioritize work assignments and projects
- Ability to work under pressure to meet deadlines
Education and Experience
- Associates/Bachelor’s degree required. Related experience and equivalent education may also be accepted.
- Prior data operations and customer service experience are a plus.
- Compensation will vary depending on education and experience.
How to Apply
Email resumes to Allison Alexander at aalexander@fountaintrust.com.
The Fountain Trust Company is an Equal Opportunity Employer.
