

Welcome Gifford
Fountain Trust Company: Banking on Trust Since 1903
For more than 120 years, The Fountain Trust Company has been helping our communities grow stronger—one customer, one relationship, and one handshake at a time.
Now, that same commitment to trust, service, and community is coming to Illinois.
The Fountain Trust Company, a trusted, family-owned community-first bank, is proud to announce its acquisition of Gifford State Bank, combining our commitment to our communities and personalized banking service.
We look forward to you getting to know us—we’re excited about continuing the tradition of personal service that you’ve come to know and expect from Gifford State Bank.
We feel it’s rare to find a banking partner that understands the value of providing exceptional service to the communities it serves. We know we have found the perfect partner in Gifford State Bank, because our approaches to community banking are so similar.
Together, we’re expanding what it means to be your community bank.
Getting to Know Fountain Trust Company
Fountain Trust Company is a fourth-generation, family-owned community bank based in rural west-central Indiana that’s committed to serving its communities. The bank was founded in 1903 in Covington, Indiana and currently has $670 million in assets with 16 locations.
Fountain Trust believes that communities thrive with the support of a stable, community and customer-focused community bank.
What Does This Change Mean for Your Banking?
We know an announcement like this comes with many questions, and we look forward to answering all of those for you.
- You’ll be dealing with many of the same talented Gifford banking team you always have—now backed by the strength of a fourth-generation, family-owned bank.
- This move will give Gifford the added power of a strong community bank system and let us offer you an even broader range of banking services.
- In addition, the new larger entity will allow us to continue to grow and become a bigger player in the communities where you live and work.
A Close Cultural Fit
We also hope you’ll find this move is a great fit culturally. One of the biggest reasons Fountain Trust chose Gifford Bank was that both banks have similar cultures—they’re community banks that go above and beyond because they truly care about their customers.
In the coming weeks and months, we believe you’ll be extremely pleased with what you experience in your banking experience and how comfortable you feel—that things feel the same and are also even better with new services.
We Look Forward to Continuing a Bright Banking Future with You
Again, we’re proud to join your community and bring our century-long promise of personal banking to Illinois.
While your bank’s name may be changing, the values that matter most—honesty, service, and relationships—remain steadfast. We’re here to support your local bankers, your local decisions, and the same commitment to service you’ve come to love—now as part of The Fountain Trust Company.
Stay tuned for more exciting news in the coming weeks!
